被告人明知自己持有的银行借记卡不具备透支功能,却利用银行柜员机系统出错之机,通过多次非法转账、提现等手段,控制并占有银行巨额资金,应认定被告人主观上具有非法占有的目的,手段上具备了秘密窃取的特征,符合盗窃罪的构成要件。 Defendant knew that the bank debit card held by herself did not have the function of overdraft, but made use of the mistake of the bank teller machine system to control and occupy a huge amount of bank money through illegal transfer of funds and withdrawal of cash. The defendant should be deemed to be subjectively unlawful Possession of purpose, means have the characteristics of secret theft, in line with the theft elements.