“中小企业融资难是一个系统的问题,你不能就融资难谈融资难。”高利贷借款人逃跑的新闻不绝于耳,给中国经济平添了一条隐忧。作为民间借贷市场中风险最高的一部分,高利贷参与者已经普及到了普通的老百姓。一旦高利贷资金链断裂,其连锁反应势必会影响到整个社会的稳定和正常的金融秩序,当前民间借贷市场规模早已不容小觑,仅温州一地就达1100亿元,占到了当地银行贷 “SME financing is a systemic problem, and you can not afford financing difficulties in financing.” “Ushering in the news of usury borrowers endlessly added a hidden danger to the Chinese economy.” As part of the highest risk in the private lending market, usury participants have spread to ordinary people. Once the usurious loan chain breaks down, its chain reaction will inevitably affect the stability and normal financial order of the whole society. At present, the size of the private lending market can not be underestimated. In Wenzhou alone, it has reached 110 billion yuan, accounting for the loan amount of the local bank