论文部分内容阅读
发展存货质押贷款业务是改善中小企业融资难的一条有效途经,对盘活企业资产、切断担保链风险等方面具有非常重要的现实意义。但2013年以来四成业务萎缩,部分业务陷入困境,主要受不良率、仓储不便利等因素影响,亟需政策配套。
The development of inventory pledged loans business is an effective way to improve the financing difficulty of SMEs, which is of great practical significance to revitalize the assets of the enterprises and cut off the risks of the guarantee chain. However, 40% of the business has shrunk since 2013 and some of the businesses are in a predicament, which is mainly affected by the factors such as the non-performing ratio and the inconvenience of warehousing. Therefore, the policy support is urgently needed.