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农业综合开发贷款是由政府安排项目、银行提供资金的政策性贷款,根据囡务院和四总行有关文件精神,应按实际余额全额划转到农业发展银行。本文就如何真实、准确、公正、合理地划分农业综合开发贷款,划分后的政策性贷款应如何管理,谈谈看法: 一、严格“四看”,注意“四防”,把好政策性业务审查关。 笔者认为,要真实、准确地划分农业综合开发贷款,在具体的审查工作过程中采取“四看”、“四防”相结合的办法。“四看”即看项目,看批文,看时间,
The comprehensive agricultural development loan is a policy loan arranged by the government and financed by the bank. According to the relevant documents of the State Council and the Fourth Head Office, the full amount of the agricultural development loan should be transferred to the Agricultural Development Bank in full according to the actual balance. This article on how to truly, accurately, equitably and reasonably divide agricultural comprehensive development loans, divide the policy loans should be how to manage, to talk about the views: First, the strict “four look”, pay attention to the “four defenses”, the good policy of the business Check off. The author believes that it is necessary to divide the comprehensive agricultural development loan in a true and accurate manner and adopt a combination of “four perspectives” and “four defenses” in the specific review process. “Four Looks” is to see the project, see the approval, see time,