当前,粮食流通体制市场化改革正在不断深化,粮食购销政策进入了较大的调整和变化时期,收购资金供应和管理的政策环境、管理方式、对象和条件正在或已经发生深刻的变化,信贷资金风险明显加大,为积极适应粮食流通体制改革对信贷工作的新要求,笔者从以下几个方面着手略谈浅见。一、明确贷款对象及条件,建立信贷准入机制一是在贷款的对象和条件上,要充分体现出“区别对 At present, the market-oriented reform of the grain circulation system is being deepened. The grain purchase and marketing policies have entered a period of great adjustment and change. The policy environment, management methods, objects and conditions for the acquisition and supply of funds have undergone or have undergone profound changes. The credit funds The risk is obviously increased. In order to actively adapt to the new requirements for credit work in the reform of the grain circulation system, the author starts with a brief talk on the following aspects. First, a clear loan objects and conditions, the establishment of credit access mechanism First, the object and conditions of the loan, it is necessary to fully reflect the "difference between