绿色金融旨在应对环境危机,研究如何使用多样化的金融工具保护环境,将成为未来银行业金融机构转型发展的重要方向。近年来我国绿色金融服务发展迅速,2015年金融机构发放的绿色信贷规模超过70000亿元;截至2016年8月底,我国境内绿色债券发行总规模已经超过1400亿元。但在法律保障、政策环境、激励机制、专业人才、产品和服务创新等方面仍面临一系列挑战。完善我国绿色金融体系,需建立健全绿色信贷、债券、基金等政策,制定 To address the environmental crisis and study how to use diversified financial instruments to protect the environment, green finance will become an important direction for the transformation and development of banking financial institutions in the future. In recent years, China’s green financial services have been developing rapidly. In 2015, the scale of green credit granted by financial institutions exceeded 700 billion yuan. As of the end of August 2016, the total size of green bonds issued in China has exceeded 140 billion yuan. However, it still faces a series of challenges in legal protection, policy environment, incentive mechanism, professionals, products and service innovation. Improve China’s green financial system, we need to establish and improve green credit, bonds, funds and other policies formulated