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微信支付的出现,带给人们的不仅仅是消费观念的改变,还在于它将对商业模式创新,甚至对金融竞争的格局产生强有力的冲击。也许微信衍生出的一个小小的支付功能,蕴藏着引爆一场支付革命的能量。农信社必须意识到余额宝、微信支付等给自身带来的“危”与
The appearance of WeChat payment not only brings about changes in the concept of consumption, but also brings about a powerful impact on the innovation of business models and even on the pattern of financial competition. Perhaps a tiny payment function derived from WeChat holds the power to detonate a revolution in payment. Rural Credit Cooperatives must be aware of the “danger” and “crisis” they have brought about by themselves, such as Weibao and WeChat payment