目前商业企业的商品销售、调拨,大都是采用异地托收承付方式,委托银行收款占的资金,一般要占全部流动资金的15％。过去我们对委托银行收款资金的管理重视不够,办理托收不及时;托收发出后任其自流,在途期长短心中无数,给经营管理,带来了不利影响。从我们系统来说,托收结算在途期如果减慢半天,电托当日抵用率降低20％,一年就要多支付利息40多万元。近两年来。我们重视了这个问题,从各个业务环节上健全制度,加强了对委托银行收款资金的管理,并收到了一定的成效,主要做法是: 1 储运,财会部门密切配合加速凭证的传递。 At present, merchandise sales and allocation of commercial enterprises mostly adopt off-site collection and acceptance methods. Funds entrusted by bank collections generally account for 15% of all liquid funds. In the past, we paid insufficient attention to the management of the entrusted bank’s collection funds. We have not paid attention to the management of collection funds. We are allowed to self-resign after receiving and sending and receiving, and the number of visits is long and short, which has brought adverse effects to the management. From our system, if collection settlement is slowed for half a day during the transit period, the percentage of credits used by the trustee will be reduced by 20% on the same day and the interest will be paid more than 400,000 yuan a year. In the past two years. We have paid attention to this issue, improved the system from various aspects of business operations, and strengthened the management of entrusted bank collection funds. We have achieved certain results. The main approaches are: 1 The storage and transportation departments and the accounting department closely cooperate with the acceleration of the transfer of vouchers.