当前开发区外商投资企业的外汇信贷资产管理存在以下几个特点: ——外汇业务发展迅猛,外汇信贷供需不平。辖区内各家专业银行几乎是在1993年同时开办外汇业务,业务量增幅每年在20—30%之间。相继伴随着外汇贷款和进口开证业务的增加,人民币资金的紧张,使外商投资企业将融资和筹资目光转向外汇贷款,外汇存款相对不足,使外汇信贷压力有增无减。——信用证项下融资业务发展过 The current development of foreign-invested enterprises in the zone of foreign exchange credit asset management has the following characteristics: - The rapid development of foreign exchange business, foreign exchange supply and demand credit uneven. The specialized banks in their respective jurisdictions set up foreign exchange business almost at the same time in 1993, with the volume of business increasing by 20-30% each year. With the increase of foreign exchange loans and import and clearance business, the tension of RMB funds has forced foreign-invested enterprises to shift their financing and fund-raising to foreign exchange loans. As the foreign exchange deposits are relatively insufficient, the pressure on foreign exchange credit keeps increasing. - L / C financing business under development