“百度信誉V认证”通过实名认证、实地认证与官网认证等3种方式对自身认证的P2P平台进行了市场化的风险控制。作为实质上的评级机构,投资者可以依据侵权法请求百度承担赔偿责任并履行评级机构义务。注册百度账号的投资者还可以依据与百度签订的百度“保障计划”请求百度承担违约责任。 “Baidu credibility V certification ” through its real-name authentication, field certification and official website authentication, etc. 3 ways to their own certification of P2P platform for market-based risk control. As a de facto rating agency, investors can request Baidu to assume liability for compensation and fulfill the obligations of rating agencies according to the Tort Law. Baidu registered account investors can also be based on Baidu signed with Baidu “Security Plan ” request Baidu to assume liability for breach of contract.