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近年来,农发行河北省分行狠抓贷款质量管理并取得显著成绩,该行不良贷款余额由2005年的72亿元降至2010年10月的11.76亿元,不良贷款占比由22.71%降至2.01%。在业务领域不断拓宽、支农力度不断深化的新形势下,贷款质量管理工作需进一步完善,尤其是分类标准、系统开发、形态迁徙和深层次管理等环节需进一步加强。
In recent years, the Agricultural Development Bank of China branch in Hebei Province pay close attention to loan quality management and achieved remarkable results, the bank’s non-performing loan balance dropped from 7.2 billion yuan in 2005 to 1.176 billion yuan in October 2010, the proportion of non-performing loans dropped from 22.71% 2.01%. Under the new situation of expanding business areas and deepening support for agriculture, the quality management of loans needs to be further improved. In particular, links such as taxonomy, system development, pattern migration and deep management need to be further strengthened.