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中小企业融资难是我国经济发展所面临的一个亟待解决的难题。文章通过对商业银行中小额信用贷款全流程外包所带来的社会效益分析提出信贷外包是解决我国中小企业贷款困境的有效途径,并以深圳××金融服务有限公司实践为案例,分析商业银行中小额信用贷款全流程外包的可行性和现实意义。
Financing of SMEs is a difficult problem to be solved in the economic development of our country. By analyzing the social benefits brought by the whole process outsourcing of small and medium-sized credit loans in commercial banks, this paper proposes that credit outsourcing is an effective way to solve the plight of SMEs in our country. Taking the practice of Shenzhen ×× Financial Services Co., Ltd. as an example, Feasibility and Practical Significance of Whole Process Outsourcing of Small and Medium Credit Loans.