论文部分内容阅读
中国人民银行今年最新金融统计数据显示,10月末,全部金融机构各项存款(含外资机构)余额为16.65万亿元,其中居民储蓄余额为8.47万亿元。前10个月居民储蓄存款累计增加11048亿元,比上年同期多增加3534亿元。根据以上统计数据显示,市民手上的可支配资金是比较充裕的。而且,这些可支配资金目前主要还是放在银行里,用作投资的资金占比例大,用作房地产投资的更是少之又少。可见,市民的投资理念还是比较保守。市民手上的可支配资金越来越充裕,用作投资的资金也越来越多。如果房地产界都把这些可支配资金吸
According to the latest financial statistics released by the People’s Bank of China this year, as of the end of October, the balance of all deposits (including foreign-funded institutions) in all financial institutions was 16.65 trillion yuan, of which the resident savings balance was 8.47 trillion yuan. In the first 10 months, savings deposits of residents increased by 1,104.8 billion yuan, an increase of 354.4 billion yuan over the same period of the previous year. According to the above statistics, the disposable capital of citizens is relatively abundant. Moreover, these disposable funds are mainly still placed in the banks. The funds used for investment account for a large proportion, and real estate investment is very small. Visible, the public investment philosophy is still relatively conservative. The disposable capital available to the public is getting more and more abundant and the funds used for investment are also increasing. If the real estate sector to absorb these disposable funds