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信用,概括起来有两层意思,一是履行与人约定的事情而取得的信任,即人们常说的“说话算数”;二是指凭已经取得的信任而从事的各种市场交易,比如信用贷款等。第二层意思的信用交易必须建立在履行与人约定的事情并取得信任的基础之上。在实践中,信用可分为个人信用、企业信用和政府信用。在市场经济条件下,企业信用居核心地位,对经济的影响是决定性的。本文就推进四川信用建设问题作一探讨。
Credit, summed up in two layers of meaning, one is to fulfill the trust with the people agreed things, that is often said “to count”; the second is refers to the trust has been made in a variety of market transactions, such as credit Loans and so on. The second level of credit transactions must be based on the fulfillment and trust of the people agreed upon. In practice, credit can be divided into personal credit, corporate credit and government credit. Under the conditions of a market economy, the firm's credit standing at the core and its impact on the economy is decisive. This article will promote the construction of credit in Sichuan to make a discussion.