当前,因银行业信贷结构错位而隐含的潜在金融风险,已越来越为中央银行所重视,并提升到维护金融稳定的政策层面。维护金融稳定工作需要关注的五个重点中,经济结构性矛盾和金融结构性矛盾都直接或间接关系到银行的信贷结构。 At present, the potential financial risks implied by the dislocation of banking credit structure have been paid more and more attention by the Central Bank and raised to the policy level of maintaining financial stability. Among the five key points that need attention in safeguarding financial stability, the economic structural contradictions and financial structural contradictions are directly or indirectly related to the credit structure of banks.