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多年来,在保险业务发展速度和效益的关系问题上,保险界有许多不同的看法,议论纷纭。有人认为,业务发展速度越快、规模越大,效益就越好;也有人认为,业务发展得越慢,未了责任准备金提转差越小,效益就越好;还有人认为,只有发展速度适中,效益才能好。这些观点都只是从表面现象去描绘速度与效益两者之间的关系,没有从保险业务发展速度的本质上给予科学的界定。 笔者认为,保险业务发展速度与效益的关系不是两个板块的生硬碰撞,而是多种条件制约、多
Over the years, the insurance industry has many different opinions on the relationship between the development speed and the efficiency of the insurance business. There are many controversies. Some people think that the faster the business grows, the larger the scale, the better the benefits. Some people think that the slower the business development, the smaller the transfer reserve of the liability reserve, the better the benefits. Some people think that only the development Moderate speed, efficiency can be good. These views are only from the surface phenomena to describe the relationship between the speed and effectiveness of the insurance business has not given the speed of the nature of the scientific definition. The author believes that the relationship between the speed of development and efficiency of insurance business is not a blunt collision between the two plates, but a variety of conditions, more