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住房抵押贷款证券化是住房金融发展的必然趋势,纵观世界各国住房抵押贷款证券化的做法,可按政府参与方式的不同分为:以美国为代表的政府型模式;以加拿大为代表的半政府半商业型模式;以英国为代表的商业性模式。从我国现阶段情况看,还不具备全面实施的条件,因此要结合国情,充分
Securitization of housing mortgage loan is the inevitable trend of housing finance development. Looking at the securitization of housing mortgage loan in various countries in the world, the securitization of housing mortgage loan can be divided into different types of government participation: the government type represented by the United States; the semi-representative type represented by Canada Government semi-commercial model; the commercial model represented by Britain. Judging from the current situation in our country, we still do not have the conditions for its full implementation. Therefore, we must combine our national conditions with full