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偿付能力监管作为寿险业健康发展的重要保障,历来被寿险行业所重视。中国寿险业发展迅速,但是在偿付能力监管上存在一些问题,制约了寿险业健康发展,本文通过分析中国寿险业偿付能力现状,借鉴国外经验,提出了相应的对策。
As an important guarantee for the healthy development of the life insurance industry, solvency regulation has always been valued by the life insurance industry. China’s life insurance industry is developing rapidly. However, some problems exist in the regulation of solvency and the healthy development of the life insurance industry has been restricted. This paper analyzes the status quo of the solvency of life insurance industry in China, draws lessons from foreign experience and puts forward corresponding countermeasures.