目前,保险已成为人们生活中重要的活动,但是,如果投保者不注意,踏进误区,就会直接影响投保人的利益,甚至保了险也不能保险。误区一:隐瞒保险标的真情。一些投保人在投保中故意隐瞒保险标的真实情况,以达到少交保费和一旦出险后能骗取保险金的目的。岂不知按照《保险法》第十六条规定“投保人故意隐瞒事实,不履行如实告知义务的,保险人有权解除保险合同”。误区二:不细看条款。据调查,我 At present, insurance has become an important activity in people’s life. However, if the insured pays no attention to the mistake, it will directly affect the policyholder’s interests. Even the insurance can not be insured. Myth: hiding the truth of the subject of insurance. Some policyholders intentionally conceal the realities of the subject matter of the insurance in the policy of insuring, so as to achieve the purpose of paying less insurance premiums and of defrauding the insurance premiums once they are out of insurance. Do you not know that according to Article 16 of the Insurance Law, “the insured deliberately conceals the facts and fails to perform his obligation of truthful disclosure, the insurer has the right to terminate the insurance contract.” Misunderstanding 2: Do not look at the terms. According to the survey, I