当前许多企业的会计核算工作已经实现通过计算机运用财务软件进行核算,企业的会计核算逐步实现了智能化、自动化和快捷化。作为我国重要的金融机构,商业银行也已经实现了会计电算化、财务一体化。但是,由于银行业务中所涉及的各种资金往来十分复杂,许多财务风险也随之出现。本文分析了商业银行会计电算化的运行现状及存在的问题,并提出了加强会计电算化、防范财务风险的措施。 At present, many enterprises’ accounting work has been accomplished through the use of computer software to make accounting calculations, and the accounting of enterprises has gradually realized intelligent, automated and fast. As an important financial institution in our country, commercial banks have also realized computerized accounting and financial integration. However, many of the financial risks have also arisen due to the complexity of the various types of transactions involved in banking. This paper analyzes the status quo and problems of accounting computerization in commercial banks and puts forward some measures to strengthen accounting computerization and prevent financial risks.