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青海保险业的发展,落后于青海社会经济发展,与人民对保险的需求不相适应。考虑青海自然灾害频繁,经济结构面临转型,经济发展方式需要转变,城乡社会保障体系亟需完善的状况,以及生态立省的战略,青海保险业应积极发展财产保险、“三农”保险、责任保险和意外伤害保险、旅游保险、民生保险、环境污染责任保险,并将商业保险与社会保障有机结合起来,不断完善社会保障体系,实现青海保险业与经济社会和谐发展。
The development of the insurance industry in Qinghai lags behind the social and economic development in Qinghai and is incompatible with people’s demand for insurance. Considering the frequent natural disasters in Qinghai, the transformation of economic structure, the transformation of economic development mode, the urgent need of perfecting social security system in urban and rural areas, and the strategy of establishing ecological province, Qinghai Insurance should actively develop property insurance, insurance for agriculture, rural areas and farmers , Liability insurance and accidental injury insurance, travel insurance, livelihood insurance and environmental pollution liability insurance. In addition, commercial insurance and social security are organically combined to constantly improve the social security system and achieve the harmonious development of the insurance industry and economy and society in Qinghai.