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“十一五”规划明确提出要大力发展农村金融,面对目前我国农村金融市场即将出现的“真空”局面,农业发展银行应当认真借鉴孟加拉小额信贷(GB)模式,通过主要面向妇女的小额信贷,扶植农户发展种养业,吸收农村剩余劳动力资源,加大扶贫功能。同时也要借鉴其它金融创新,提供多样化的金融产品,满足不同地区的特殊需求,为农村扶贫做出贡献。
In the 11th Five-Year Plan, it is clearly stated that rural finance should be vigorously developed. In the face of the upcoming “vacuum” situation in rural financial markets in China, the Agricultural Development Bank should draw lessons from the micro-credit (GB) model in Bangladesh and adopt the " In the amount of credit, farmers should be encouraged to develop planting and breeding industries, absorb surplus rural labor resources and increase poverty alleviation functions. At the same time, we must learn from other financial innovations and provide diversified financial products to meet the special needs of different regions and contribute to poverty alleviation in rural areas.