随着金融体制改革力度的加大,以及网络和电子技术不断应用于金融业务领域,面对高科技、多品种、重服务的金融市场,邮政储蓄面临新的机遇和挑战。其中最大的挑战就是能否从邮政金融发展的战略高度出发,迅速转变观念,加快业务创新,开发适合市场和客户需要的金融新产品和服务,开拓 With the reform of the financial system, as well as the continuous application of network and electronic technology in the financial business, the postal savings are facing new opportunities and challenges in the face of the high-tech, multi-variety and heavy service financial markets. One of the biggest challenges is whether we can start from the strategic height of postal financial development, quickly change our concepts, accelerate business innovation, develop new financial products and services that are suitable for the needs of the market and customers, and develop