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在世界各国,中小企业已经成为拉动经济增长、稳定社会就业、推动自主创新的中坚力量,但与其在国民经济的重要地位不相匹配的是中小企业长期陷于融资难的困境,融资难已经成为中小企业可持续发展的最大障碍。我国中小企业融资难,主要是小企业融资难,应当改变对问题的认识角度与政策思路,将解决中小企业融资问题改变为解决小企业融资问题。
In all countries in the world, SMEs have become the backbone of stimulating economic growth, stabilizing social employment and promoting independent innovation. However, their mismatch in the national economy has long been a problem for small and medium-sized enterprises (SMEs) that have been caught in financing difficulties. Financing difficulties have become small and medium-sized The biggest obstacle to sustainable development of enterprises. Small and medium-sized enterprises in our country are difficult to finance, mainly because of the difficulty of financing for small enterprises. We should change the perspectives and policies of the problems and change the solution to the problem of financing for small and medium-sized enterprises to solve the financing problem of small enterprises.