国有商业银行信贷资产流失是当前我国经济生活中存在的一个非常严重的问题。本文以工、农、中、建四大国有商业银行为对象,分析国有商业银行信贷资产流失的现状与成因。一、国有商业银行信贷资产流失应当引起全社会的高度重视如果把信贷资产流失理解为已经发生但同时又没有予以 The loss of credit assets of state-owned commercial banks is a very serious problem currently existing in our economic life. This article takes the four state-owned commercial banks of industry, agriculture, medium and construction as the object, and analyzes the current situation and causes of the loss of state-owned commercial banks’credit assets. First, the loss of credit assets of state-owned commercial banks should arouse the great attention of the whole society If the loss of credit assets is understood to have occurred but at the same time did not