张先生原来在银行工作,2001年单位实行买断工龄,他在拿了一笔补偿金后,成了无业人员。回家后本想做点生意,但如今各行业竞争激烈,赚钱越来越难,他一直没敢动手。后来,看到居民们虽热衷消费贷款,但由于贷款手续繁琐,多数人对贷款品种、贷款程序缺乏了解,以致半途而废, Mr. Zhang originally worked in a bank. In 2001, the company bought a senior employee and he became a unemployed person after taking a compensation payment. After returning home, he wanted to do some business, but nowadays the competition in various industries is fierce, making money harder and harder. He has never dared to act. Later, they saw that residents were keen on consumer loans. However, due to the cumbersome loan procedures, most people lacked understanding of loan types and loan procedures, resulting in half-way