近年来,随着农村产业结构调 整的深入推进,农户和乡镇企业对资金的需求规模迅速扩大,农村资金的需求总量持续增长。但是,农村资金却通过各种途径大量流失,邮政储蓄成为农村资金向城市流失的重要通道之一。因此,积极推动邮政储蓄制度的改革,是促进农村产业结构调整。增加农民收入的迫切要求。 In recent years, with the further promotion of the industrial structure adjustment in rural areas, the scale of demand for funds by farmers and township and village enterprises has rapidly expanded, and the total demand for rural funds has continued to grow. However, rural funds have been drained through a variety of channels, and postal savings has become one of the important channels for the loss of rural funds to the cities. Therefore, actively promoting the reform of postal savings system is to promote the adjustment of rural industrial structure. Increasing demand for peasants’ income.