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小企业贷款之困从个人信贷到小企业贷款,邮储银行的贷款对象从自然人拓展到法人。众所周知,个人和小企业的经济决策相伴的资金运动具有不同的特征,前者是以提高生活质量为目标的借贷活动,而后者是以创造财富为目标的资金营运活动。客户及资金用途的差异,客观上要求邮
The plight of small business loans From personal loans to small business loans, Postal Savings Bank loans extended from natural persons to legal persons. It is well-known that the financial movements associated with the economic decisions of individuals and small enterprises have different characteristics. The former is a lending activity aimed at improving the quality of life while the latter is a fund-raising operation aimed at creating wealth. Customers and the use of funds differences, the objective requirements of the post