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2013年6月21日,证监会新闻发言人在新闻通气会上点名批评“余额宝”的两个问题:其一,部分基金销售支付结算账户未向监管部门备案;其二,也未提交监督银行的监督协议。这违反了有关基金销售的相关规定。当日,支付宝及其合作方天弘基金方面均对此表态:“余额宝”业务正常开展,用户收益也将照常结算,支付宝会在规定时间内完成证监会的相应要求。
On June 21, 2013, the SFC spokesman named two issues on the press briefing that criticized “Yu Bao Bao ”: First, some fund sales payment and settlement accounts were not filed with regulatory authorities; secondly, neither Submit supervisory agreement to supervise the bank. This violates the relevant provisions of the fund sales. On the very day, Alipay and its partner Tianhong Fund expressed their opinions on this: “The business of” YuBaoBao "is carried out normally, and the user’s income will be settled as usual. Alipay will complete the corresponding requirements of the CSRC within the stipulated time.