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2011年,央行数次调整准备金率。年终的“钱荒”使各经融机构纷纷上演现金抢夺战。岁末年关,银根紧缩,使得各银行的业绩纷纷下滑,揽储大战再度拉响。在银根紧缩的大环境下,有人觉得银行缺钱,民间借贷因此而火爆。各种担保公司、小额贷款公司、典当行成为救急的渠道,但杯水车薪。一边是泛滥的流动性资金堆出一个个资产泡沫,一边是实体经济——尤其是民营经济,因为缺血而在痛苦地呻吟;一边是银行的传统资金大动脉被牢牢掐着,一边是数目并不算小的资金秘密进行着“体外循环”。人们不禁要问“钱荒”真的来了吗?
In 2011, the central bank adjusted the reserve ratio several times. Year-end “money shortage ” so that all financial institutions have staged cash snatch. End of the year, monetary tightening, making the performance of the banks have declined, Lan Chu war resounded. Under the tightening monetary environment, some people think that banks are short of money and private lending is so hot. A variety of security companies, small loan companies, pawn shops to become an emergency channel, but a drop in the bucket. One side is the proliferation of liquidity funds one by one asset bubble, one side is the real economy - especially the private economy, because of ischemia and painful moan; side is the bank’s traditional capital artery is pinched, while the number is And not a small financial secret carried out “cardiopulmonary bypass ”. People can not help but ask “money shortage ” really come?