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《中国人民银行法》、《商业银行法》等一系列金融法规、法律,为我国商业银行实施依法治行提供了法律依据。笔者拟就商业银行依法治行问题谈谈粗浅认识。一、依法治行是银行运用法律手段规范其业务运营,强化内部管理,提高银行总体水平的重要措施依法治行,必须正确、完整地理解“法”的含义,这里的“法”不仅限于几种金融大法,而是包括国家所有的法律、法规,包括与金融业务有密切联系的所有法律、法规,以及金融系统制定的规范性操作程序和制度,如保险法、会计法、担保法、公司法、诉讼法、经济合同法等
The “Law of the People’s Bank of China” and “Commercial Bank Law” and a series of financial laws and regulations provide the legal basis for our commercial banks to implement the law according to law. The author intends to commercial banks on the issue of rule of law to talk about the superficial understanding. I. Governing by Law is the Important Measure for Banks to Regulate Their Business Operations with Law Means, Strengthen Internal Management and Improve the Bank’s Overall Level According to Law, the meaning of “law” must be correctly and completely understood. The “law” here is not limited to a few But also includes all the laws and regulations of the state, including all laws and regulations closely related to the financial business as well as normative operating procedures and systems formulated by the financial system such as insurance law, accounting law, guarantee law, company law , Procedural law, economic contract law and so on