住房金融发达国家的经验与启示○国家计委宏观经济研究院李琨我国住房全面商品化已为时不远，一个潜力巨大的住房市场即将出现，与此相适应，必然产生相应的金融服务需求。如何抓紧时机建立起一套完整的住房金融机制，使住房的储蓄与消费有机地结合起来，更好地推动我国住... Experiences and Inspirations of Developed Countries in Housing Finance ○ Li Kun, Macroeconomic Research Institute, State Development Planning Commission It is not far from now that commercial housing in China is fully commercialized. A huge potential housing market is about to emerge. Correspondingly, corresponding financial services will inevitably arise . How to seize the opportunity to establish a complete set of housing finance mechanism so that housing savings and consumption organically combine to better promote our live ...