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民生金融是由政府引导,由金融机构承担社会责任,主要向“三农”和中小微企业等弱势群体提供金融产品和金融扶持,从而打通融资瓶颈,支持富民领域发展的一系列举措的集合。民生金融的主体包括政府、金融机构、“三农”和中小微企业等弱势群体。构建民生金融主体法律制度需要政府扶持、金融机构支持、差异化监管。
Minsheng Financial is a series of measures led by the government and undertaken by the financial institutions to fulfill its social responsibilities and mainly provide financial products and financial support to disadvantaged groups such as “agriculture, rural areas and farmers” and small and medium-sized and micro-enterprises, so as to open up financing bottlenecks and support the development of the rich. set. The main body of people’s livelihood finance includes the government, financial institutions, “three rural” and small and medium-sized micro-enterprises and other vulnerable groups. The construction of the legal system of the people’s livelihood financial entities requires government support, financial institutions support, and differentiated regulation.