银行资产风险绝大部分是可以识别和预见的,并且是可以管理和控制的,除了不可控的外部风险,大部分都应该可以通过银行自身努力加以避免和化解。因此,银行业必须从抓风险源头入手,加强风险防范内控机制,增强自身识别、抵御风险的综合能力,防患风险于未然。 The vast majority of bank assets risks are identifiable and foreseeable, and can be managed and controlled, most of them should be avoided and resolved by banks themselves except for the unmanageable external risks. Therefore, the banking industry must start from the source of risk, strengthen the risk prevention and control of internal control mechanisms, and enhance their ability to identify and defend against risks so as to prevent risks in the first place.