养老保险 自1984年开始。全国各地相继开展城镇企业职工基本养老保险社会统筹,从企业保险向社会保险转变。基本养老保险实行社会统筹和个人账户相结合的原则。企业缴费比例不超过工资总额的20％,个人缴费比例为5％左右(最终 Pension insurance since 1984. All over the country, they have carried out the social pooling of the basic endowment insurance for urban enterprises and their employees, shifting from corporate insurance to social insurance. The basic old-age insurance implements the principle of combining social pooling with individual accounts. Business contribution rate does not exceed 20% of the total wage, personal contribution ratio of about 5% (eventually