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贷款银行如何收回借款为保证国家助学贷款的回收,借款学生毕业前必须与经办银行重新确认或变更借款合同,并根据贷款银行的要求重新办理相应的手续。如借款学生不办理确认手续,学校将暂缓为其办理毕业手续。借款学生应在约定的还款日期前,将贷款本金和利息存入原开设的活期储蓄帐户内,贷款银行在约定的还款日自动从帐户中扣收。如借款学生未按合同约定偿还贷款本息,贷款银行将向借款学生发出催款通知书,依法追究违约责任,并计收罚息。
How to recover the loan from the loan bank To ensure the recovery of the national student loan, the loan student must reconfirm or change the loan contract with the handling bank before graduation, and then re-apply for the loan according to the requirements of the loan bank. If the student loan is not validated, the school will suspend the graduation procedure. Borrowing Students should deposit the loan principal and interest into the current savings account opened before the agreed repayment date, and the loan bank automatically deducts the account from the account on the agreed repayment date. If the loan student fails to repay the principal and interest of the loan as agreed in the contract, the loan bank will issue a reminder letter to the borrowing student to investigate the liability for breach of contract according to law and calculate the penalty interest.