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2014年8月底,随着兴麟房产的跑路,全国上千家中介公司几乎一夜消失,涉及宁夏、陕西、山西、河南、甘肃、山东、河北、内蒙古等地多个城市,涉案金额达数亿元。从2011年开始,由中小企业融资难引发的借贷危机再次凸显。借贷危机作为中小企业融资难的主要原因之一,也成为很多专家学者研究的课题。一、背景介绍2007年春,美国次贷危机爆发,次级抵押贷款机构破产、投资基金被迫关闭、股市剧烈震荡,金融风暴席卷全球。
By the end of August 2014, with the run of Xinglin real estate, thousands of intermediary companies in China disappeared almost overnight, involving several cities such as Ningxia, Shaanxi, Shanxi, Henan, Gansu, Shandong, Hebei and Inner Mongolia, involving hundreds of millions of dollars yuan. From 2011 onwards, borrowing crisis triggered by the financing difficulties of SMEs once again highlights. Lending crisis as one of the main reasons for the difficulty of financing for SMEs has also become a subject of many experts and scholars. I. Introduction In the spring of 2007, when the U.S. subprime mortgage crisis broke out, subprime mortgage lenders went bankrupt, investment funds were forced to shut down, the stock market was in turbulent turmoil and the financial turmoil swept the world.