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随着我国住房制度改革的逐步深化和住宅商品化程度的不断提高,借助金融手段、利用贷款买房将成为许多家庭的现实选择。以下就建设银行个人住房担保贷款申请办理过程中的有关问题作一概要说明。一、贷款适用对象《中国建设银行个人住房贷款办法》(以下简称《建行办法》、建行贷款)中所指的个人住房担保贷款是建行采用各种担保贷款方式,向购买自住房的自然人发放的贷款。与《北京市住房资金管理中心个人住房担保委托贷款办
With the gradual deepening of housing reform in our country and the continuous improvement of residential commercialization, the use of financial means to use loans to buy a home will become a realistic choice for many families. The following on the construction bank personal housing guarantee loan application process for a summary of the issues outlined. First, the object of the loan “China Construction Bank personal housing loans approach” (hereinafter referred to as “CCB approach”, China Construction Bank loans) refers to the individual housing secured loans CCB is using a variety of secured loans to natural persons purchased from housing loan. And "Beijing Housing Fund Management Center personal housing loan commission office