银行“凸肚子”贷款现象透视□夏有华姚爱宾银行贷款月中超贷现象，俗称“凸肚子”贷款，即商业银行利用贷款规模考核的时间差，在月中大幅度突破信贷规模，发放贷款，到月底又压缩到规模以内，是目前商业信贷活动中的普遍现象。这种现象在目前的形势下有越演越烈之势。产... Banks “bulging belly” perspective phenomenon? Xia Youhua Yao Aibin Bank loans overdraft mid-term phenomenon, commonly known as “bulging” loans, that commercial banks use the scale of loan evaluation time difference, a substantial breakthrough in the middle of the credit scale loans, loans, to the end of the month Compression to within the size of the current commercial credit activities is a common phenomenon. This phenomenon has become more and more fierce under the current situation. Production ...