【摘 要】
：
近年来,为了缓解中小企业融资困难的问题,推动中小企业的快速发展,我国的各大银行开始引进一种名为“信贷工厂”的信贷模式。本文对“信贷工厂”进行了介绍,并分析了其对中小
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近年来,为了缓解中小企业融资困难的问题,推动中小企业的快速发展,我国的各大银行开始引进一种名为“信贷工厂”的信贷模式。本文对“信贷工厂”进行了介绍,并分析了其对中小企业融资问题产生的影响。此外,本文还分析了运用“信贷工厂”模式的银行与中小企业信用担保机构的合作前景以及合作可能产生的影响。
In recent years, in order to alleviate the financing difficulties of SMEs and promote the rapid development of SMEs, major banks in our country have started to introduce a credit model called “credit factories”. This article introduces “Credit Factory ” and analyzes its impact on the financing of SMEs. In addition, this article also analyzes the prospect of cooperation between banks and SME credit guarantee agencies using the “Credit Factory” model and the possible impact of cooperation.
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