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互联网的创新和服务正在我国酝酿一场自上而下的革命,无论是经济领域还是科学领域,都形成了互联网对行业发展的再造趋势。金融行业是互联网驱动发展的在一个主要领域,但是由于金融行业缺乏严格的监管,金融逐渐向网络化、虚拟化发展,网络交易虽然便捷,但是网络金融机构的发展带来的风险日益增加,给互联网金融发展带来巨大的威胁。文章将对如何规范互联网时代金融发展,以及如何强化互联网时代金融领域的监管和服务等问题进行分析,并针对互联网金融监管和发展提出相关的建议。
Internet innovation and services are brewing in our country a top-down revolution, both in the field of economy and science, have formed the Internet on the development trend of the industry. However, due to the lack of strict regulation in the financial industry, the financial industry has gradually developed into a network and virtualized. Although the online transaction is convenient, the risks brought by the development of the network financial institutions are increasing day by day. Internet financial development poses a tremendous threat. The article will analyze how to standardize the financial development in the Internet era and how to strengthen the regulation and service in the financial field in the Internet era, and put forward relevant suggestions on Internet financial regulation and development.