随着众多市场主体加入手机支付产业链,各主体定位是否准确和适当,对整个产业健康发展至关重要整体上手机支付产业链包括两部分:应用层和规则制定层。应用层直接参与手机支付的交易过程,又分为供应者和需求者;规则制定层虽不直接参与现实的交易过程. As many market players join the mobile payment industry chain, the positioning of each subject is accurate and appropriate, which is crucial to the healthy development of the industry as a whole. The mobile payment industry chain includes two parts: the application layer and the rule-making layer. The application layer is directly involved in the transaction process of mobile payment and is divided into suppliers and demanders. Although the rule making layer does not directly participate in the actual transaction process,