自2010年3月淮北市出台《淮北市商标专用权质押贷款工作实施意见》以来,截至2016年第一季度末,淮北市仅有2家金融机构开办商标权质押贷款业务,至2016年第一季度末共发放该类贷款5笔,贷款总额2750万元。商标权融资手续复杂、作用发挥有限、评估难、变现难以及政府风险补偿基金缺位等问题严重制约商标权质押贷款业务发展,掣肘因素亟待解决。 Since Huaibei City issued its Opinions on Implementing the Pledge Loan for Trademark Exclusive Rights in Huaibei City in March 2010, as of the end of the first quarter of 2016, only two financial institutions in Huaibei City started the trade mark pledged loan business until 2016 At the end of the quarter, a total of 5 such loans were issued with a total loan amount of 27.5 million yuan. Trademark financing is complex, its functions are limited, difficult to assess, difficult to realize and lack of government risk compensation fund, which seriously restrict the development of pledge loan business.