家庭理财，不外开源与节流两种，方法是否对路，关键在观念。时代在发展，投资、消费的观念和方法需要更新，这样才有家庭生活质量的提高。一、“理财教育”从娃娃抓起从小让孩子树立正确对待金钱、运用金钱的观念，培养其自尊、自立的高尚品格，促进其个性能力的发展，为其长? Family financial management, but both open source and throttling, the method is right, the key concept. The concepts and methods of development, investment and consumption in the era need to be updated in order to improve the quality of family life. First, the “financial education” started from the baby grasping the child to establish the correct treatment of money, the concept of using money to develop their self-esteem, self-reliance of noble character and promote the development of individual ability, its long?