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随着我国社会主义市场经济体制的建立,我国的社会保障体系正在发生深刻变化,逐步形成了“三分天下”的局面:即城镇企事业单位离退休人员由社会保险部门承担生活保障;农村无生活能力和生活来源的老人由民政部门承担生活保障;不同阶层、不同群体和不同层次的人们的不同保险需求,由众多的商业保险公司提供服务。这是我国当前社会保障
With the establishment of the socialist market economic system in our country, the social security system in our country is undergoing profound changes and the situation of “one-third of the world” has gradually taken shape: that is, the retirees of urban enterprises and public institutions shall shoulder the living guarantee by the social insurance departments; The rural areas without living ability and source of livelihood by the civil affairs department to undertake the living guarantee; different classes, different groups and different levels of people’s different insurance needs, by a large number of commercial insurance companies to provide services. This is the current social security in our country