我国《消费者权益保护法》设立专章对消费者的权利作了系统规定。根据该法规定,我国消费者享有九项权利,其中知情权与选择权是两项至关重要的权利。知情权又叫知悉真情权,是指消费者在购买、使用商品或接受服务时所享有的知悉有关商品或服务真实情况的权利;选择权则是指消费者所享有的自主选择商品或服务的权利。保险商品虽然是一种特殊的风险保障型商品,但作为其经营者的商业保险公司也应自觉地遵 China’s “Consumer Protection Law” set up a special chapter on the rights of consumers made a system. According to the law, consumers in China enjoy nine rights, of which the right to know and the right to choose are two crucial rights. The right to know, also known as the right to know, is the right of consumers to know about the real situation of the relevant goods or services when they purchase, use or receive services. The right of choice refers to the right of consumers to choose their own products or services right. Although insurance products are a kind of special risk-protected products, commercial insurance companies as their operators should also consciously comply with