1994年6月,国务院颁布了《90年代国家产业政策纲要》,这对扭转我国产业结构的严重失衡,实现国民经济又快又好地发展,无疑具有重要作用。但由于我国疆域广袤,地区经济发展极不平衡,因此,国家产业政策需要区域信贷政策相配套。产业政策决定信贷政策,信贷政策又会对产业政策产生能动作用。区域信贷政策就是这种能动作用的具体体现。因为产业政策只是确定了先导产业、关联 In June 1994, the State Council promulgated the Outline of the National Industrial Policy in the 1990s, which undoubtedly played an important role in reversing the serious imbalance in China’s industrial structure and in realizing the rapid and sound development of the national economy. However, due to the vast territory of our country and the extremely uneven regional economic development, national industrial policies need to be complemented by regional credit policies. Industrial policy decision Credit policy, credit policy will have an active role in industrial policy. Regional credit policy is a concrete manifestation of this active role. Because the industrial policy is only to determine the leading industries, related