以支付宝为代表的第三方电子支付工具的出现,着实吸引了大批追逐时尚、好赶时髦的年轻一族的追捧。而国内电商业务的超高速增长,也极大带动了电子支付业务的发展。微信支付的出现,更是使商业银行面对强劲的竞争对手。如今,在商场和超市购物、餐厅点餐、乘出租车等诸多场景中,都随处可见时尚一族掏出手机,打开微信钱包、支付宝付账。面对这些支付工具的出现,有银行业内人士曾经感慨“狼真的来了”!记得海尔集团董事局主席兼首席执行官张瑞敏曾经言道:要想与狼共舞,就必须首先成为狼。 The emergence of third-party electronic payment tools, represented by Alipay, has indeed attracted a large number of young people who are chasing fashion and being trendy. The super-fast growth of domestic e-commerce business has greatly boosted the development of e-payment business. The emergence of micro-channel payment, but also to make commercial banks face strong competitors. Today, in the shopping malls and supermarkets, restaurants ordering meals, take a taxi and many other scenes, are everywhere in the fashion family pulled out a cell phone, open the WeChat wallet, pay Alipay. Confronted with the emergence of these payment instruments, some insiders in the banking industry once felt “Wolf has really come!” Remembered Zhang Ruimin, chairman and chief executive officer of Haier Group, once said: If you want to dance with wolves, you must first become Wolf.