目前消费金融公司在我国已经开始试点工作,自改革开放以来,经济飞速发展,消费金融也取得了长足的进步,但是消费金融的法律制度是落后于经济发展的。我国目前尚没有一个专门的有强制约束力的法律来规制消费金融公司,本文试图通过对我国消费金融公司相关法律制度现状的分析,从而指出我国消费金融公司法律制度存在的问题,进而提出完善立法的建议。 At present, consumer finance companies have started pilot work in our country. Since the reform and opening up, the rapid economic development and consumer finance have made great strides. However, the legal system of consumer finance lags behind economic development. At present, China does not have a special mandatory binding law to regulate consumer finance companies. This paper tries to point out the problems existing in the legal system of consumer finance companies in our country by analyzing the current legal system of consumer finance companies in our country, Suggestions.