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经过2015年的爆炸式增长,网络借贷机构的数量呈现出不断下降的趋势,网络借贷资金存管业务也不可避免地面临如何解决网络借贷机构中止业务并退出的问题。现有监管规章上尚无明确规定,未来需监管部门不断完善监管制度,细化相关规定,以利于存管银行更好地开展网络借贷资金存管业务。
After the explosive growth in 2015, the number of online lending institutions showed a declining trend. The online treasury loan deposit business also inevitably faced the problem of how to solve the problem of withdrawal and termination of online lending institutions. The existing regulatory rules there is no clear rule, the regulatory authorities need to constantly improve the regulatory system, refine the relevant provisions in order to facilitate the deposit-taking bank to better carry out the business of depositing funds online loans.